Below are the VA loan limits in various counties across California.  Keep in mind that you can go above these VA loan limits if you come in with a down payment of 25% of the difference between the county loan limit and the purchase price.  For example if you bought a $750,000 home in Orange County with a VA loan limit of $625,000.  You would take $750,000 minus $625,000 which equals $125,000.  Then take 25% of $125,000 which is $31,200.  So $31,200 would be your down payment on a $750,000 house in Orange County.  Below are the VA loan limits with zero down payment:

• ALAMEDA                         $625,500
• CONTRA COSTA                $625,500
• LOS ANGELES                   $621,000
• MARIN                                   $625,500
• NAPA                                     $460,000
• ORANGE                               $621,000
• SAN BENITO                       $625,500
• SAN DIEGO                          $477,000
• SAN FRANCISCO               $625,500
• SAN LUIS OBISPO             $457,700
• SAN MATEO                        $625,500
• SANTA BARBARA             $598,000
• SANTA CLARA                   $625,500
• SANTA CRUZ                      $610,650
• SONOMA                              $419,750
• VENTURA                            $518,650
• Sacramento                         $417,000
• San Bernardino                    $417,000
• Riverside                                $417,000
• Fresno                                  $417,000
• Shasta                                   $417,000

So I hope this helps you determine the maximum VA loan limit in your county.   Please feel free to give us a call at 858-922-7899 or email at homeloan8@gmail.com if you have any questions.

Below are the most up-to-date highlights of VA home loans in California:

• VA loans require zero down payment
• VA home loan rates are at all time lows
• VA home loans have no monthly mortgage insurance
• VA loan credit does not have to be perfect, call us if you would like to discuss your credit we can help
• VA home loan cash out refinances up to 100% of property value

Best Regards,

Rob Chomentowski